Team

He has been a principal of the commercial real estate, finance, and insurance firm The Murphy Agency LLC for over 20 years. Mr. Murphy was also affiliated with Allstate Insurance Company where he had  been awarded numerous Allstate honors. He is also a co-developer and principal of Lawyers Financial Corporation, a mortgage, legal settlement, and title insurance company based in New York and Virginia. Mr. Murphy is also founder of M-Agency LLC, a specialty consulting firm providing international insurance underwriting products and services. He is currently a managing partner at Emeritus International Group in New York also serves on the board of Agristructure LLC in Oregon. Founder and CEO of Adriatik Resources Limited and Adriatik Resources ALB Limited an advanced material specialty firm in the U.S. and Albania, and Co-Founder and CFO of LifeStar Advisors, specializing in the secondary life insurance market and insurance linked securities.

Is the President of T. Cobett and Associates for 35 years. T. Cobett and Associates has advised, designed, and constructed many of the largest foundry and smelting facilities in North America and Europe. Mr. Cobett is a Pyro Metallurgist by trade and holds a BSME from Kent State University. As a successful mentor to some of the industry’s most successful foundry partners and mills T. Cobett and Associates has been instrumental in many of the financial turnarounds due to adverse effects of government policy. Tom holds or has held chairs for the American Foundry Society (AFS) and the Foundry Educational Foundation (FEF). 

After over 20 years of senior executive management experience spanning both private and public / international companies, Lay founded The Emeritus Group in 1995 providing performance improvement and IT systems design and development services to private clients and Fortune 500 corporations.  From 1995-2000, Lay was also co-founder of InSITE Services – New York where he developed the first Internet billing system and energy information services bureau for the North American electric utility industry.  In 2001, InSITE was sold to American Electric Power. Beginning late in 2001, Emeritus focused its efforts on the emerging US Life Settlement industry. As a result, Emeritus was the first company to develop a life settlement portfolio analysis and management system (Paradigm) in 2004. Emeritus International Group today is a recognized leader in the design and development of insurance-linked securities and life settlement structured portfolios. Prior to founding The Emeritus Group, Lay held senior corporate management positions with NV Philips, Eindhoven, Netherlands and Affiliated Distributors, King of Prussia, PA., and most recently served as Chairman and CEO of Emeritus Capital Partners, LLC – New York.  Lay is member of the 3DATX Corporation Board of Directors based in Buffalo. NY, is a member of the Illuminating Engineering Society, NA and has been an advisor to the University of Tennessee College of Arts and Sciences in various capacities since 1974.

Co-Founder of Adriatk Resources Limited and Adriatik Resources ALB Limited that specializes in new technology for the global foundry and steel making industry. Graduated at Shkoder University Albania with a degree in finance, business management, and tourism. Managed commercial and loan accounts at ProCredit Bank Kukes, Albania. Mr. Bardhoshi ran the management team and analysis control at FPKromit Ukperaj Brothers Chromite, Mineral Company and was general manager of mining operations and specialized in all aspects of chromite minerals and advanced materials.

Graduated from The University of Shkoder, Albania with a BA in Biology-Chemistry in 1993 and has a Diploma of English Language from the University of Tirana, Albania. Worked as a english translator for non-governmental organizations for the past 10 years. Currently works for JTI as a Trade Marketing Representative and head of sales in his Region.